What is a Personal & Company Pension?
A Pension is a long-term, tax-efficient savings plan designed to provide you with a regular income and a tax-free lump sum when you retire. It ensures that you can maintain your lifestyle and enjoy financial independence after you stop working.
Whether you are self-employed, an employee whose company doesn’t offer a scheme, or a business owner looking to provide benefits for your team, a pension is one of the most powerful financial tools available in Ireland. It allows your money to grow in a tax-free fund, securing your future while lowering your tax bill today.
How Much Does a Personal & Company Pension Cost?
The “cost” of a pension is entirely flexible and depends on how much you choose to invest in your future. You can start with a budget that feels comfortable for you. Your retirement fund is typically built upon:
As independent brokers, we compare pension structures and fund options from leading Irish providers to help you build a retirement plan with competitive fees that suits your long-term goals.
What Types Of Pensions Are Available?
There are several types of pensions available in Ireland, depending on your employment status and financial circumstances:
How It Works
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Real experiences from people we’ve helped protect what matters most

From our first meeting, we felt that our needs were genuinely understood. Everything was explained clearly, and we felt confident in the decisions we made. A very professional and personal service.
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The whole process was very straightforward and easy to understand. We felt listened to and supported throughout, and we were given clear advice without any pressure. We would definitely recommend M&T Financial Advisors
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Professional, friendly and genuinely helpful. They took the time to understand our needs, explained everything clearly and made the whole process feel simple and stress-free. We felt confident that we were in good hands.
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