Personal & Company Pension

Plan Today for a More Secure Financial Future

personal_&_company_pension

What is a Personal & Company Pension?

A Pension is a long-term, tax-efficient savings plan designed to provide you with a regular income and a tax-free lump sum when you retire. It ensures that you can maintain your lifestyle and enjoy financial independence after you stop working.
Whether you are self-employed, an employee whose company doesn’t offer a scheme, or a business owner looking to provide benefits for your team, a pension is one of the most powerful financial tools available in Ireland. It allows your money to grow in a tax-free fund, securing your future while lowering your tax bill today.

How Much Does a Personal & Company Pension Cost?

The “cost” of a pension is entirely flexible and depends on how much you choose to invest in your future. You can start with a budget that feels comfortable for you. Your retirement fund is typically built upon:

  • Your monthly or annual contributions
  • Your age and time to retirement
  • Tax Relief benefits
  • Company contributions (for Company Pensions)

As independent brokers, we compare pension structures and fund options from leading Irish providers to help you build a retirement plan with competitive fees that suits your long-term goals.

What Types Of Pensions Are Available?

There are several types of pensions available in Ireland, depending on your employment status and financial circumstances:

  • Personal Pension Plan – ideal for self-employed individuals, sole traders, or employees who do not have access to a company pension scheme.
  • Executive / Company Pension – designed for limited company directors and employers who want to set up a tax-efficient retirement scheme for themselves and their key employees.
  • PRSA (Personal Retirement Savings Account) – a flexible and portable personal pension account available to anyone, regardless of employment status, which moves with you if you change jobs.
  • Booster / AVC Pensions (Additional Voluntary Contributions) – allows employees to make extra top-up contributions to their existing company pension to maximize their tax relief and grow their final retirement pot.

How It Works

Book a Free Consultation

Choose a time and place that works for you. We’ll explain your options, answer your questions, and take care of the paperwork together.

We Find the Best Cover

We compare policies from Ireland’s leading insurers to secure the right protection at a competitive price.

Enjoy Peace of Mind

Once your policy is approved, you’ll have the confidence of knowing you and your family are financially protected.

Speak To Our Experts +353-87-032-7052 or Request A Quote

Why Choose M&T Financial Advisors?

Independent Advice. More Choice. Better Protection.

35+ Years of Combined Experience

Compare Ireland’s Leading Fund Managers

Meet Where It Suits You

Support From First Step to Retirement

Personal Advice That Fits Your Financial Goals

 Regulated by the Central Bank of Ireland

What Our Clients Say

Real experiences from people we’ve helped protect what matters most

From our first meeting, we felt that our needs were genuinely understood. Everything was explained clearly, and we felt confident in the decisions we made. A very professional and personal service.

Happy Client, Mullingar

The whole process was very straightforward and easy to understand. We felt listened to and supported throughout, and we were given clear advice without any pressure. We would definitely recommend M&T Financial Advisors

Mortgage & Life Protection Client, Dublin

Professional, friendly and genuinely helpful. They took the time to understand our needs, explained everything clearly and made the whole process feel simple and stress-free. We felt confident that we were in good hands.

Family from Galway

Get a Quote Today

Fill out the form and one of our experts will get back to you shortly

Call us for inquiry: Monday to Friday : 9 am – 9 pm

Michelle 087 906 26-59

Eugene 087 442 07-27