An Holistic Approach to Financial Planning

Reach out to M&T Financial Advisors today for expert guidance and a brighter financial future!

Expertise and Experience
Personalized Approach
Comprehensive Services
Transparency and Trust

What We Do

Life Assurance
  • Life assurance, also known as life insurance, provides financial protection for your loved ones in the event of your death.
  • It pays out a lump sum to your beneficiaries, helping cover expenses like mortgages, debts, and living costs.
  • Consider it a safety net for your family’s financial security.
Mortgage Protection
  • Mortgage protection insurance ensures that your mortgage is paid off if you pass away during the mortgage term.
  • It provides peace of mind to homeowners, knowing their loved ones won’t face the burden of mortgage payments.
Serious Illness Cover
  • Serious illness cover (also called critical illness insurance) pays a lump sum if you’re diagnosed with a specified critical illness.
  • It helps cover medical expenses, lifestyle adjustments, and other costs during recovery.
Income Protection
  • Income protection insurance replaces a portion of your income if you’re unable to work due to illness or injury.
  • It ensures financial stability during periods of incapacity.
Personal Accident & Hospital Cash Cover
  • Personal accident cover provides compensation for accidental injuries, disability, or death resulting from accidents.
  • Hospital cash cover pays a daily benefit during hospitalization, helping with additional expenses.
Personal & Company Pensions
  • Personal pensions are retirement savings plans you contribute to throughout your working life.
  • Company pensions are employer-sponsored retirement schemes, often with employer contributions.
  • Both help build a nest egg for retirement.
Savings/Investments/Pensions
  • Savings accounts and investment vehicles (such as stocks, bonds, and mutual funds) allow you to grow your wealth over time.
  • Savings provide liquidity, while investments offer potential higher returns (but come with risk).

Why Choose M&T

    At M&T Financial we provide our customers with a transparent and fair analysis of the market to ensure the price and cover to suit you and your family’s needs in both the short term and long term. With over 35 years combined experience in the insurance industry in Ireland and the UK M&T Financial Advisors Limited have a wealth of product knowledge on all aspects of Life Cover, Critical Illness, Income Protection Executive Pensions Personal Pensions plans ARFS PRSAs and much more….

    Get a Quote Today : Monday to Friday : 9am – 9pm

    Michelle 087 906 2659

    Eugene 087 442 0727

    Samantha 087 344 4152

    Choosing M&T Financial Advisors Limited for your financial service needs offers several compelling reasons:

    • Our team comprises seasoned financial professionals with over 35 years of combined industry experience.
    • We stay up-to-date with market trends, regulations, and investment strategies and offer financial advice based on a fair analysis of the market and in the clients best interest.

    • We believe in tailoring solutions to your unique financial goals.
    • Expect personalized advice that aligns with your specific needs and aspirations .We believe in building long term relationships with our clients and their families as we firmly believe in getting to know our clients and building on a foundation of trust.
    • For retirement planning, we cover a wide range of financial services.
    • For tax relief, whether you are an employee, self employed or company Director, we cover a wide range of products which attract tax relief.
    • So whether you’re an individual, family, or business, we’ve got you covered.
    • We prioritize transparency in all our interactions.
    • Trust is the foundation of our client relationships.
    • We take a holistic view of your finances, considering short-term and long-term goals.
    • Let us guide you toward financial well-being.

    With access to all the leading insurance companies in Ireland you can be assured of the most suitable quote and cover available to you. As brokers it is our responsibility to openly discuss with our clients the offerings available from the prudentially regulated life companies based on a fair analysis of the market, such as Irish Life, Royal London, Aviva Life and Pensions, Zurich Life and New Ireland.

    why choose us

    Eugene and Michelle combine their expertise to offer holistic financial advice.

    Whether you’re planning for retirement, protecting your family, or growing your wealth, M&T Financial Advisors Limited is your trusted partner.

    Here are our key responsibilities:

    • Provide Advice:

      • We offer informed advice to consumers on retail financial products.
      • Our guidance helps clients make well-informed decisions.

    • Arrange Financial Products:

      • We arrange or offer to arrange retail financial products for consumers.
      • This involves facilitating transactions and ensuring suitability.

    • Compliance and Integrity:

      • We maintain strong management, internal control, and compliance procedures.
      • Our team operates with integrity and competence at all levels.

    Eugene Towey APA QFA

    • Qualifications: He holds the Qualified Financial Advisor (QFA) designation, demonstrating his expertise in various financial domains.
    • Expertise:
      • Retirement Planning: Eugene specializes in helping clients plan for their golden years, ensuring a comfortable and secure retirement.
      • Investment Strategies: He provides tailored investment advice, considering risk tolerance, time horizon, and financial goals.
      • Tax Optimization: Eugene assists clients in optimizing their tax positions through strategic planning.
    • Approach: Eugene believes in personalized solutions, understanding that each client’s financial journey is unique.

    Michelle Murray APA

    • Designation: She holds the Accredited Product Advisor (APA) designation, a benchmark qualification for product advisers in retail financial services.
    • Areas of Focus:
      • Life assurance, Income Protection, Specified Critical illness cover etc. Michelle helps clients create effective plans on tax efficient manners of protecting their families and their incomes to safe guard their financial future
      • Critical Illness Cover: She advises on critical illness insurance, providing financial protection during health crises.
      • Tax-Efficient Strategies: Michelle assists clients in minimizing tax liabilities while maximizing returns.
    • Client-Centric Approach: Michelle prioritizes clear communication and transparency, empowering clients to make informed decisions.

    Samantha Courtney

    Head of Administration

    Get a Quote Today

    Fill out the form and one of our experts will get back to you shortly.

    Call us for inquiry : Monday to Friday : 9am – 9pm

    Michelle 087 906 2659

    Eugene 087 442 0727

    Samantha 087 344 4152

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